Privacy Policy

Effective Date: 2 June 2026

1. Introduction

tiphazard.com is committed to safeguarding personal information in line with New Zealand privacy requirements, including the Privacy Act 2020 and the Privacy Amendment Act 2025 where applicable. We operate as an informational platform only and do not accept wagers. This policy explains what we collect, why we use it, and your rights.

2. Information we collect

We may collect contact details, technical usage data, and information you provide through forms or communications. Technical data can include browser type, device category, approximate region derived from IP address, and pages viewed.

3. How we collect information

Information is mainly collected directly from you. Where data is received indirectly, we apply notification requirements where applicable, including obligations aligned with Information Privacy Principle 3A (IPP3A) concerning collection from third parties.

4. Use and disclosure

We use personal information to operate and improve the site, respond to enquiries, and comply with legal obligations. Data may be shared with trusted service providers under legal safeguards and cross-border data safeguards where processing occurs outside New Zealand.

5. Storage and security

We apply reasonable technical and organizational safeguards against unauthorized access, misuse, or disclosure. No internet transmission is completely secure; use up-to-date browsers and device protections.

6. Your rights

You may request access to and correction of personal information we hold, subject to applicable law under the Privacy Act 2020. Contact us using the details below. If you remain dissatisfied, you may complain to the Office of the Privacy Commissioner in New Zealand.

7. Overseas disclosure

If information is processed outside New Zealand, comparable safeguards are applied, including contractual protections and assessments required for cross-border data flows under current New Zealand privacy standards.

8. Breaches and complaints

Where required, privacy breaches are handled and reported in line with legal obligations, including serious harm thresholds under amended notification rules introduced by the Privacy Amendment Act 2025.

9. Updates to this policy

We may update this policy to reflect legal or operational changes. Continued use after updates constitutes acceptance of the revised policy where permitted by law.

10. Contact

For privacy enquiries, access requests, or corrections, contact info@tiphazard.com.

11. Legal basis for processing

We process personal information where necessary to operate the website, respond to your enquiries, comply with legal obligations, and pursue legitimate interests such as improving content quality and preventing abuse. Where consent is required — for example, for non-essential cookies — we obtain it through our cookie banner before activating those technologies. You may withdraw consent at any time by adjusting cookie preferences or contacting us, without affecting the lawfulness of processing before withdrawal.

12. Retention periods

We retain personal information only for as long as needed for the purposes described in this policy, unless a longer period is required by law. Email correspondence is typically retained for up to twenty-four months unless a dispute or regulatory matter requires longer storage. Server logs and security records may be kept for a shorter operational window and then deleted or anonymised. When information is no longer required, we take reasonable steps to delete or de-identify it.

13. Cookies and similar technologies

Our use of cookies, local storage, and similar technologies is described in our Cookie Policy. Essential cookies may operate without consent because they are necessary for age verification memory and basic site function. Analytics or marketing cookies, if enabled in future, will respect your cookie banner choice. You can also manage cookies through browser settings, though disabling essential cookies may limit functionality.

14. Third-party processors

We may use hosting providers, email services, analytics tools, and security vendors who process data on our behalf under contractual terms requiring confidentiality, appropriate security, and use only for specified purposes. We assess overseas processors for comparable privacy safeguards before engaging them, consistent with New Zealand cross-border disclosure requirements under the Privacy Act 2020.

15. Marketing communications

We do not send unsolicited marketing emails without consent. If you subscribe to updates in future, each message will include an unsubscribe mechanism. Transactional emails related to your enquiry or legal notices may still be sent where necessary.

16. Automated decision-making

We do not use automated decision-making or profiling that produces legal or similarly significant effects on individuals. Content ranking on this site reflects editorial and commercial criteria disclosed on our About page, not automated credit or eligibility decisions about you as an individual.